01
Provider drops you.
A bank or EMI exits your sector. You get 30 to 90 days notice and no obvious replacement. Client payments stall. Revenue does too.
Financial infrastructure consultancy
One conversation. The whole network.
Backup providers, better terms, faster onboarding, real reach across corridors. From a small group of people who already know who'll say yes.
The problem
Most businesses only notice their payment setup when it's already hurting them.
It almost always shows up the same three ways. Backup is the only thing that fixes it.
02
Your sector takes a hit.
Someone else's headline lands on your desk. Limits get cut, corridors close, and starting a new onboarding from scratch takes months.
03
They squeeze you.
When a provider knows you can't leave, the spread widens and the fees climb. No alternative means no leverage. Margin goes with it.
The shape of it
One rail, or a network.
One relationship doing all the work. The day it goes, the business goes with it.
Primary plus warm backups already onboarded. When something moves, you keep moving.
What we do
Four things, done properly. Every time.
Dino Capital is a consultancy. Not a platform, not a product. We make money by getting our introductions to stick. So we only make ones we believe in.
01
Backup.
A second and third relationship sitting behind your main rail. The day a provider walks, you keep moving.
Tier-1 banks · EMIs · Settlement banks · Correspondent banking
02
Reach.
Corridors, currencies and rails you can't get to right now. Picked because they fit your regulatory shape, not because they pay us.
Multi-currency IBANs · Domestic rails · Collection accounts · Card acquiring
03
Better terms.
Tighter FX, lower fees, contracts that don't punish you for growing. Having options is the only thing that gets you a better deal.
FX execution · Interchange · Custody fees · Treasury structures
04
Speed.
Onboarding compressed from months to weeks. We open the door warm. The provider already knows what you do and why you're worth their time.
Warm introductions · Compliance pre-clearance · Document support · Live in weeks
Who we work with
Built for the people who actually move the money.
If your business runs on payment infrastructure, leaning on one provider isn't a strategy. It's a single point of failure waiting to bite. We work with operators who already know that and want a backup before they need one.
How we work
A short process. No theatre.
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Step 01
Look at what you have.
We map your current providers, where the money goes, the volumes, and where you'd be exposed if any one of them pulled the plug.
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Step 02
Match you to the network.
A short list of providers from people we already work with. Picked for fit, not for kickback.
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Step 03
Open the door.
Direct introductions to the people who can actually say yes. They already know your sector. You don't start from zero.
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Step 04
Get you live.
We sit through the due diligence with you, surface anything that's going to be a problem early, and stay involved until the first payment goes out.
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Step 05
Keep adding to it.
We review your setup as your business moves and the market shifts. New corridors, new providers, new capabilities folded in as they become useful. The network keeps growing behind you.
In practice
A large financial institution. Stuck on one offshore correspondent.
Situation
Heavy reliance on a single offshore correspondent. No fast domestic routes in the markets where their clients actually moved money. Approvals queued behind a slow chain of intermediaries, and there was nothing sitting behind the relationship if it changed.
Move
Direct introductions to providers we already work with, scoped to the bank's regulatory shape. Domestic rails opened across 25 jurisdictions. Collection-account structure rebuilt with four new providers spanning the UK, EU, US and Hong Kong.
Result
Full onboarding and compliance approval secured with four new providers across the UK, EU, US and Hong Kong. Domestic reach in 25 countries. Single-correspondent risk removed.